Smart Savings
Get what you need, not what you don’t.
Earn Dividends on Your Savings Account is a Smart Decision
Our Smart Savings account is a great option for anyone looking to earn dividends on their savings. Open with just $1,000 minimum deposit and start earning dividends.
Everything you need to save — smartly!
Don’t need anything fancy? Not too much fuss or features? Smart Savings is right on the money.
Smart Savings Benefits:
- Earn dividends on balances $1,000 or more1
- No monthly maintenance fee
- Online Banking
- Mobile Banking2 including Bill Pay, Deposit, PayItNow person-to-person payments3
- Free eStatements
- CoastLine Telephone Banking
You May Also Like These Savings Options
Primary Savings
Learn more about Primary Savings accounts with California Coast Credit Union. Contact us today to get started.
Certificates
Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years.
Money Market Savings
A Money Market Savings account is perfect for those looking for easy access to their funds and higher dividend rates.
APY = Annual Percentage Yield. Rates are accurate as of 07/16/2025. Rates and terms are subject to change without notice. Visit calcoastcu.org or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply.
- A $1,000 minimum balance must be maintained to earn dividends (Add any other specifics for opening the account).
- Check with your wireless provider to determine if data and text messages rates apply.
- Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.
Serving anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.